Make the most of your ACC cover with our free advice

Our ACC Review process was established to further help educate and inform the self employed about the options available to them, and is a free service to all existing and new clients.

By reviewing your ACC Levies we may be able to help save you money by ensuring you are on the right classification code and that your ACC is structured correctly for your circumstances; alternatively it may be in your best interests to increase your ACC level to provide maximum benefit. A review will ensure you are in control and fully aware of exactly what you are entitled to. The main area that we review is the difference between ACC CoverPlus & ACC CoverPlus Extra.

WHAT ARE THE BENEFITS OF ACC COVERPLUS EXTRA?

You can tailor the level of cover for lost earnings to suit your own personal circumstances, subject to ACC underwriting. If you make a claim, there is no need to prove your earnings, as the weekly compensation has already been agreed. This means that you may receive your weekly compensation quicker. You will receive 100% of the amount of the agreed lost earnings compensation until you are fit for full-time work.

 

WHAT IS THE DIFFERENCE BETWEEN ACC COVERPLUS & ACC COVERPLUS EXTRA?

The key difference is the amount of lost earnings compensation you receive. With ACC CoverPlus Extra you get 100% of the amount you negotiate. And, because you have agreed cover, you may begin receiving compensation more quickly. Whichever option you choose, ACC will provide assistance with treatment and rehabilitation costs.

 

HOW DO I KNOW IF ACC COVERPLUS EXTRA IS RIGHT FOR ME?

ACC CoverPlus Extra may better meet your needs if:

  • Your income fluctuates

  • Your personal income is not a true indication of actual earnings

  • Your business will still generate income while you’re injured

  • You have not been self-employed for long

  • You want a guaranteed level of lost earnings compensation

 

WHO CAN APPLY?   SELF-EMPLOYED PEOPLE CAN APPLY FOR ACC COVERPLUS EXTRA

  • Self employed people who work in their own business

  • Sole traders

  • Self employed who work in a partnership

  • Sub Contractors

  • Trades people

WHAT DOES IT COST?

ACC CoverPlus Extra levies are calculated in a similar way to ACC CoverPlus levies, based on your previous year’s earnings from self-employment and the levy rates specific to your business activity. In addition the levies also take into account the agreed amount of lost earnings compensation.