KiwiSaver

The question of KiwiSaver is less ‘why’ and more ‘why not’ because of the many benefits it offers.

Most New Zealanders are familiar with the KiwiSaver savings scheme set up by the government to help them save for their retirement. However, data shows many are still in the incorrect fund for their goals and stage in life.

Whether you are employed or self employed you could be losing tens of thousands of dollars by being in the incorrect KiwiSaver, paying the wrong rate of tax on your KiwiSaver account or not maximising the annual government contribution.

There are currently over 38 schemes and 300 different funds to choose from, which can make things confusing. Choosing the right KiwiSaver fund is critical.

That’s where we come in.

We have handpicked several different providers to work with which means we can recommend a KiwiSaver scheme that best fits your needs and goals, rather than being tied to one company.

We have access to companies that align with your values in ethical and responsible investing.

Our straight-forward process will ensure your KiwiSaver is working for you and that you are better informed to make decisions on your investment.

Our Review Process

 
 

Chat & identify

This gives us a chance to talk through your financial goals, identify what your needs are and what is important to you e.g. ethical and responsible investing.

 

Recommendations

We use a risk profile tool and provide a report outlining the provider and fund comparisons/recommendations based on your goals.

 

Implement

We assist you in completing a KiwiSaver application or transfer between schemes.

 

Review

We review your KiwiSaver to ensure it still meets your needs as your life stages change.

 
 

Contact us to learn how you can get your KiwiSaver working for you


Benefits of KiwiSaver

  • Comfortable retirement

  • Employer contributions

  • Government contributions

  • First home withdrawal

  • Home start grant

  • Choice of contributions


Moving your super/pension from overseas

If you've worked in Australia at any time since 1992, you'll probably have Australian superannuation savings. Moving back to New Zealand means you may be able to transfer your savings to a NZ KiwiSaver Scheme.

If you are a New Zealand resident with pension funds in other countries, you’ll need to check whether the laws in your country of origin allow transfers into New Zealand. Please speak with us for further information.