Running a business can be a rollercoaster, we help remove some of the stress by ensuring you are covered

Whether you currently have business insurance or are looking to take out cover, we can help you. We offer a full review of your insurance needs looking at all of your requirements.

We take a personal approach with every client’s business to make sure we fully understand your unique situation and we provide you with a solution that suits your needs, it’s not one size fits all!

 
 
 
 

Shareholder Protection Insurance

Shareholder protection provides cover in case a business owner becomes permanently disabled or dies. Each shareholder is insured for the value of their shares in the business. In the event of death or disability there is money available for the other shareholders to buy out the shares required.

 
 
 
 

Key Person Cover Insurance

Key person cover is designed to provide a monthly cash injection into the business upon the short or long term disability of a key employee or sole trader of the business.

 
 
 
 

Debt Protection Insurance

Debt protection insurance is designed to fund business debt re-payment upon Total Long Term Disability, Total and Permanent Disability, Terminal Illness or Death of any employee, owner or sole trader, whose death, terminal illness or total long term disability would trigger a requirement for the debt to be repaid.

 
 
 
 

Loss of Revenue Insurance

Any employee who makes a significant contribution to profits is likely to be a key person – for example a key salesperson or a technical expert, as well as company directors and executives. Loss of Revenue Cover provides an agreed monthly revenue replacement benefit when a key employee or sole trader is disabled, either totally or partially.

 
 
 
 

ACC Insurance Review

Our ACC Review process was established to further help educate and inform the self employed about the options available to them, and is a free service to all existing and new clients.

 
 
 

Get the right cover at the right time

Every solution we create is carefully crafted with tailored advice ensuring you get the right cover at the right time. We can recommend the best policy for your needs from a range of insurance providers.